Protection of Road Accident Victims

Road accident lawyer in Varna – when specialised legal assistance is needed

Tomovi Law Firm advises clients on insurance contracts of different types and assists with submitting and settling claims against insurance companies under existing policies.

The firm provides legal representation in disputes arising from insurers’ refusals to pay claims, including refusals based on requirements in general terms and conditions that may conflict with mandatory legal rules or established case law.

We review the relevant case law in insurance disputes and use that experience to protect consumers of insurance services.

A lawyer experienced in road traffic accident and insurance matters can help protect your rights following an accident in Varna, Dobrich or the surrounding region. The following are some common grounds cited by insurers when refusing claims.

Comprehensive motor insurance claims

• The insurer alleges that some of the damage to the insured vehicle is not causally connected with the reported event.
• The insurer claims that the damage arose at different times or from different events and was not reported when it occurred.
• The driver left the scene without notifying the Traffic Police.
• The vehicle was driven by an unlicensed driver or by a person who was not duly authorised.

Vehicle theft claims

• Not all vehicle keys or locking devices were provided, although the policy records more than one key.
• The ownership of the vehicle is disputed or unclear, including where the vehicle is sought in another country and another person claims ownership.
• The alarm system was defective or was not activated.
• The vehicle registration certificate was left inside the stolen vehicle, or a document concerning the termination of the criminal proceedings was not submitted.
• The vehicle was not presented for inspection when the insurance was concluded or renewed, or it was not marked as required.
• An immobiliser required under the insurance contract was not installed.
• The insurer alleges fraud or deliberate causation of the insured event.
• The insurer relies on an uncovered or excluded risk under the insurance contract.
• The refusal concerns property insurance for buildings, facilities, production premises or specialised equipment.
• The insurer alleges that circumstances concerning the insured property or the insured event were declared incorrectly.
• Documents or evidence were submitted after the applicable deadline.
• The amount of the loss resulting from the insured event has not been proved.

The firm also assists with

• Claims against an insurer or another person responsible for a road traffic accident involving a pedestrian.
• Defence in criminal and administrative-penal proceedings arising from a road traffic accident.
• Disputes concerning risks that an insurer alleges are not covered.

A lawyer with experience in road traffic accident cases can identify the available legal options, help prevent procedural difficulties and address problems that have already arisen.

If you have a matter related to a road traffic accident and need advice or representation regarding insurance compensation in Varna, Dobrich or the region, the lawyers at Tomovi Law Firm can review the documents and discuss the appropriate action. Contact us by telephone at 0888 246 119 or by email at [email protected].