{"id":792,"date":"2018-05-22T10:12:38","date_gmt":"2018-05-22T07:12:38","guid":{"rendered":"http:\/\/tomovi.org\/?p=792"},"modified":"2026-11-13T01:48:46","modified_gmt":"2026-11-12T23:48:46","slug":"%d0%b7%d0%b0%d1%81%d1%82%d1%80%d0%b0%d1%85%d0%be%d0%b2%d0%b0%d1%82%d0%b5%d0%bb%d0%b5%d0%bd-%d0%b1%d1%80%d0%be%d0%ba%d0%b5%d1%80-%d0%b0%d0%b3%d0%b5%d0%bd%d1%82","status":"publish","type":"post","link":"https:\/\/tomovi.org\/en\/%d0%b7%d0%b0%d1%81%d1%82%d1%80%d0%b0%d1%85%d0%be%d0%b2%d0%b0%d1%82%d0%b5%d0%bb%d0%b5%d0%bd-%d0%b1%d1%80%d0%be%d0%ba%d0%b5%d1%80-%d0%b0%d0%b3%d0%b5%d0%bd%d1%82\/","title":{"rendered":"Insurance brokers and insurance agents"},"content":{"rendered":"<p>Under Article 301(1) of the Insurance Code, an insurance broker is a commercial company or sole trader entered in the register under Article 30(1), point 11 of the Financial Supervision Commission Act. For remuneration, a broker carries out insurance mediation on the instructions of an insurance customer and reinsurance mediation on the instructions of an insurer or reinsurer. Under Article 313(1) of the Code, an insurance agent is an individual or trader entered in the register under Article 30(1), point 12 of the Financial Supervision Commission Act who, for remuneration and on an insurer\u2019s instructions, carries out insurance mediation in the insurer\u2019s name and for its account.<\/p>\n<p>Article 314(1) of the Code does not allow a person acting as an insurance agent to work for an insurance broker. The Financial Supervision Commission enters brokers and agents in separate registers.<\/p>\n<p>If you have an insurance dispute, an insurer has refused to pay compensation, you have been involved in a road traffic accident or you have been injured in an accident, it is advisable to consult a lawyer experienced in insurance and tort law.<br \/>\n<script>\n{\n  \"@context\": \"https:\/\/schema.org\",\n  \"@graph\": [\n    {\n      \"@type\": \"Person\",\n      \"@id\": \"https:\/\/tomovi.org\/#person\",\n      \"name\": \"\u0410\u0434\u0432\u043e\u043a\u0430\u0442 \u041c\u0438\u0445\u0430\u0438\u043b \u0422\u043e\u043c\u043e\u0432\",\n      \"jobTitle\": \"\u0410\u0434\u0432\u043e\u043a\u0430\u0442\",\n      \"url\": \"https:\/\/tomovi.org\/\",\n      \"email\": \"law@tomovi.org\",\n      \"telephone\": \"+359888246119\",\n      \"knowsLanguage\": [\"Bulgarian\", \"English\", \"Russian\"],\n      \"worksFor\": {\n        \"@id\": \"https:\/\/tomovi.org\/#organization\"\n      }\n    },\n 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